Gold is a strategic asset and is the best investment option always. Considered as a symbol of prosperity in most cultures across the world, the gold serves you during your good as well as critical times. Gold loans from VINCHIM Financiers are the best choice to meet all your financial requirements. We assure you the best value for your gold. Hassle-free documentation, the lowest loan rates, transparency in dealings, and a customer-centric approach has helped us become one of the most preferred gold loan companies in Kerala.
VINCHIM’s gold loans allow you to meet your financial requirements quickly and assuredly with almost no wait times. Generally, in the case of business loans or personal loans, the wait times may extend from days to months, thereby adding to your financial woes.
For us, every customer is the same and we treat everyone equally. Our commitment to customer satisfaction has helped us become one of the most favoured gold loan companies in Kerala.
Gold loans are beneficial over personal loans and other business loans in many ways.
The gold loan is the type of short-term loan offered against gold jewelry or ornaments pledged by you. This loan has the shortest wait time among all other types of financial loans and is easily repayable, too. We have set the minimum gold loan amount to ? 1500 and there is no maximum limit set.
You can pledge gold jewellery made of 18k, 22k, and 24k gold. However, we do not accept coins, bullions, or bars.
You need to submit your Aadhar card and address proof including electricity bills or phone bills.
The minimum age to seek a gold loan is 18 years.
No, good credit scores are not required for availing gold loan at VINCHIM.
We do not levy any foreclosure charges on gold loan.
You can avail short-term, as well as long-term loans with tenure ranging from 30 days to 5 years.
If you fail to repay the loan by the end of the tenure then a penalty will be levied on the loan amount from the date of due.
In such cases, we can consider the request from a nominee or legal heir who can settle the gold loan and release the gold pledged with us. However, we would require valid documents such as a death certificate to verify the claims.
